The People Behind TIMFIN S.P.A.
TIMFIN S.P.A. is led by a team of experienced professionals drawn from consumer finance, retail banking, risk management, and technology sectors. Our leadership combines deep industry knowledge with a genuine commitment to building a lending institution that consumers can trust. Each member of the team brings a distinct perspective that strengthens our approach to responsible, customer-centric credit. Together, we are focused on building products and processes that work for real people.
Chief Executive Officer
Marco has spent over 18 years in consumer finance and retail credit across European markets, including senior roles at both bank-affiliated and independent lending institutions. He founded TIMFIN S.P.A. with the conviction that non-bank consumer lending could be done with greater transparency and customer respect than the industry norm. Under his leadership, the company has built a compliance-first culture that underpins every product decision.
Chief Risk Officer
Svetlana brings 14 years of credit risk management experience, with a specialization in consumer installment lending and behavioral scoring models. She oversees TIMFIN's underwriting framework and ensures that portfolio performance targets are met without compromising responsible lending standards. Her team develops the affordability assessment tools that sit at the heart of every loan application.
Chief Technology Officer
Daniel leads TIMFIN's technology and digital product teams, overseeing the platforms that power both customer-facing applications and internal credit processing systems. He has a background in fintech infrastructure and has previously built real-time decisioning engines for point-of-sale lending environments. His focus is on making TIMFIN's technology invisible to users — fast, reliable, and friction-free.
Head of Retail Partnerships
Isabelle manages TIMFIN's network of retail merchant partners, from initial commercial negotiations through to integration support and ongoing relationship management. She has a decade of experience in B2B financial services sales, with a particular focus on electronics and specialty retail channels. Her work directly determines how widely TIMFIN's financing products are available to end consumers.
Head of Compliance & Legal
Tomáš oversees all regulatory compliance, legal affairs, and internal audit functions at TIMFIN S.P.A. With a background in financial regulation and consumer protection law, he ensures the company's products and practices meet applicable standards in every market where we operate. He plays a key advisory role in product development to ensure new offerings are compliant by design.